CHD Insurance team

Our Story

Built in Chandigarh. Trusted Across India.

We started with one conviction: Indian families deserve insurance that actually works when it matters. 15 years later, we're still proving it.

Why We Started

CHD Insurance was founded in Chandigarh, by helping families that were let down by slow claims, confusing policies, and indifferent service.

We built CHD Insurance on a different premise: that insurance should be simple to understand, fast to claim, and backed by people who genuinely care. Starting with health and motor insurance, we've grown to nine comprehensive plans — covering everything from electric vehicles to cyber threats.

Today, over 2 lakh policyholders across the Tricity and beyond trust CHD Insurance. Our 98% claim settlement ratio isn't a marketing number — it's the result of a team that fights for every customer, every time.

CHD Insurance Chandigarh office

SCO 45-46, Sector 17C, Chandigarh

Our headquarters since 2009

What We Stand For

No Fine Print Games

Our policies say what they mean. We don't hide exclusions in footnotes or surprise you at claim time.

Speed When It Counts

A claim is a crisis. We treat it that way — most are resolved within 7 working days.

Local Roots, National Reach

We know Chandigarh. We know the Tricity. And we've built a network that covers all of India.